The effect of state reform of theemployer-provided health insurance market is the focus of thisanalysis.More specifically, the effect on small firms (2-25 employees) isconsidered.Data used are gathered from the 1992-1997 March CurrentPopulation Surveys (CPS) for workers between the ages of 17...

Increasingly in U.S. public insurance programs, the state finances and regulates competing, capitated private health plans but does not itself directly insure beneficiaries through a public fee-for-service (FFS) plan. We develop a simple model of risk-selection in such settings. Capitation...

Increasingly in U.S. public insurance programs, the state finances and regulates competing, capitated private health plans but does not itself directly insure beneficiaries through a public fee-for-service (FFS) plan. We develop a simple model of risk-selection in such settings. Capitation...