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Persistent link: https://www.econbiz.de/10003887389
Is the observed large increase in consumer indebtedness since the 1980s beneficial for U.S. consumers? This paper quantitatively studies the macroeconomic and welfare implications of relaxing borrowing constraints when consumers exhibit a hyperbolic discounting preference. The model can capture...
Persistent link: https://www.econbiz.de/10013134315
Persistent link: https://www.econbiz.de/10002776857
In response to increasing health expenditures and a high number of physician visits, the German government introduced a copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private insurance were exempt from the copayments, this health...
Persistent link: https://www.econbiz.de/10003726009
Persistent link: https://www.econbiz.de/10003978870
, state-level smoking bans were gradually introduced in all of Germany’s sixteen federal states. We exploit this variation in …-in-differences estimates show that the introduction of smoke-free legislation in Germany did not change average smoking behavior within the … öffentlichen Rauchverboten auf das Rauchverhalten in Deutschland. In den Jahren 2007 und 2008 wurden sukzessive Rauchverbote in …
Persistent link: https://www.econbiz.de/10003950970
, state-level smoking bans were gradually introduced in all of Germany's sixteen federal states. We exploit this variation in …-in-differences estimates show that the introduction of smoke-free legislation in Germany did not change average smoking behavior within the …
Persistent link: https://www.econbiz.de/10003951783
, state-level smoking bans were gradually introduced in all of Germany's sixteen federal states. We exploit this variation in …-in-differences estimates show that the introduction of smoke-free legislation in Germany did not change average smoking behavior within the …
Persistent link: https://www.econbiz.de/10003952819