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Mortgage refinancing, consumer spending, and competition : evidence from the Home Affordable Refinancing Program
Agarwal, Sumit; Amromin, Gene; Chomsisengphet, Souphala; … - 2015
Persistent link: https://www.econbiz.de/10011347948
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Liquidity vs. wealth in household debt obligations : evidence from housing policy in the Great Recession
Ganong, Peter; Noel, Pascal - 2018
Persistent link: https://www.econbiz.de/10011913088
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Credit risk transfer and de facto GSE reform
Finkelstein, David L.; Strzodka, Andreas; Vickery, James - In: Economic policy review 24 (2018) 3, pp. 88-116
Persistent link: https://www.econbiz.de/10012214345
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Long-term outcomes of FHA first-time homebuyers
Lee, Donghoon; Tracy, Joseph S. - In: Economic policy review 24 (2018) 3, pp. 145-165
Persistent link: https://www.econbiz.de/10012214348
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Liquidity versus wealth in household debt obligations : evidence from housing policy in the great recession
Ganong, Peter; Noel, Pascal - In: The American economic review 110 (2020) 10, pp. 3100-3138
Persistent link: https://www.econbiz.de/10012431102
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Housing subsidies and homeowners : what role for government-sponsored enterprises?
Jaffee, Dwight M.; Quigley, John M. - In: Brookings-Wharton papers on urban affairs (2007), pp. 103-149
Persistent link: https://www.econbiz.de/10003545141
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Long-term Outcomes of FHA First-time Homebuyers
Lee, Donghoon - 2018
from renting to owning using an FHA-insured mortgage. In addition to calculating the fraction of these borrowers whose FHA … their homeownership without the need for an FHA mortgage. Another 20 percent are either in their original home or have moved … but continue to use an FHA mortgage …
Persistent link: https://www.econbiz.de/10012926399
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Long-Term Outcomes of FHA First-Time Homebuyers
Lee, Donghoon - 2018
from the New York Fed's Consumer Credit Panel, a data source that makes it possible to observe new mortgage borrowers' long … “sustainability,” paying off their FHA first-time mortgages and remaining homeowners without the need for a subsequent FHA mortgage …
Persistent link: https://www.econbiz.de/10012906751
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Liquidity vs. Wealth in Household Debt Obligations : Evidence from Housing Policy in the Great Recession
Ganong, Peter - 2018
We use variation in mortgage modifications to disentangle the impact of reducing long-term obligations with no change …
Persistent link: https://www.econbiz.de/10012911685
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Armed, Unarmed or Harmed by Knowledge? A Comment on the FHA's Housing Counseling Pilot Program
Reiss, David J. - 2014
The FHA has requested input on its Homeowners Armed with Knowledge (HAWK) for New Homebuyers pilot program. This comment letter argues that housing counseling is not a proven solution to the problem it is meant to solve, excessive defaults by FHA borrowers. HAWK is a traditional housing...
Persistent link: https://www.econbiz.de/10013050790