How can retirement savings be increased? We explore a unique policy change in the context of the German pension system to study this question. As of 2005 (with a phase-in period between 2002-04), the German pension administration started to send out annual letters providing detailed and...

Nach einem Jahr Corona-bedingter Pause fand das FaRis & DAV-Symposium am 10. Dezember 2021 an der Technischen Hochschule Köln statt. Unter dem Titel „Aktuelle Herausforderungen an das aktuarielle und finanzielle Risikomanagement durch COVID-19 und die anhaltende Niedrigzinsphase“...

The Chilean pension system was hit hard during 2020-2021 by the withdrawal of 25 per cent of the individual pensions funds accumulated by 2019, an amount equivalent to 20 per cent of Chile's GDP. We estimate here the impact of those withdrawals on new pension allowances, using a combination of...

Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on retirement savings. Our analysis of nine 401(k) plans incorporates the facts that employees frequently leave firms (often before matching contributions from their employer have...

This paper uses administrative data to investigate how a change in pension wealth affects a mother’s employment decision after child birth. I exploit the extension of the child care pension benefit in 1992 as a natural experiment in a regression discontinuity design to estimate short- and...

Analysiert werden die vielfältigen Auswirkungen der Sozialversicherungsfreiheit der Entgeltumwandlung auf die verschiedenen Zweige der Sozialversicherungen und die Anpassungsprozesse, die sich aus den Mindereinnahmen in Folge des Entfallens von Beitragseinnahmen ergeben. Zudem werden die...