Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on … retirement savings. Our analysis of nine 401(k) plans incorporates the facts that employees frequently leave firms (often before …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

This paper uses nationally representative survey data from Mexico to compare households with savings accounts in formal …