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The impact of school-based financial education on high school students and their teachers : experimental evidence from Peru
Frisancho Robles, Verónica - 2018
Using data from a randomized controlled trial in 300 public high schools in Peru, this paper studies the potential of school-based financial education programs for youth. The intervention improves students’ and teachers’ financial knowledge by 0.14 SD and 0.32 SD, respectively. The impact of...
Persistent link: https://www.econbiz.de/10011882060
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Rising indebtedness and hyperbolic discounting : a welfare analysis
Nakajima, Makoto - 2009
Persistent link: https://www.econbiz.de/10003887389
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Can 40l (k) plans provide adequate retirement resources?
Brady, Peter J. - In: Public finance review : PFR 40 (2012) 2, pp. 177-206
Persistent link: https://www.econbiz.de/10009526704
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Smaller than We Thought? The Effect of Automatic Savings Policies
Choi, James J. - 2024
Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on … retirement savings. Our analysis of nine 401(k) plans incorporates the facts that employees frequently leave firms (often before …
Persistent link: https://www.econbiz.de/10015056154
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Initial impacts of the pandemic on consumer behavior : evidence from linked income, spending, and savings data
Cox, Natalie; Ganong, Peter; Noel, Pascal J.; Vavra, … - 2020
Persistent link: https://www.econbiz.de/10012266049
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The impact of the crisis triggered by the COVID-19 pandemic and the actions of regulators on the consumer finance market in Poland and other European Union countries
Gębski, Łukasz - In: Risks : open access journal 9 (2021) 6, pp. 1-15
The economic crisis triggered by the COVID-19 outbreak has severely affected the global economy. The ultimate scale of the recession is yet to be determined, but it is likely to be the most dramatic slump sinceWorldWar II. The impact of the crisis on the financial sector, especially consumer...
Persistent link: https://www.econbiz.de/10012597116
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Do retirement savings increase in response to information about retirement and expected pensions?
Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018
How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …
Persistent link: https://www.econbiz.de/10011782119
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Rising Indebtedness and Hyperbolic Discounting : A Welfare Analysis
Nakajima, Makoto - 2011
Is the observed large increase in consumer indebtedness since the 1980s beneficial for U.S. consumers? This paper quantitatively studies the macroeconomic and welfare implications of relaxing borrowing constraints when consumers exhibit a hyperbolic discounting preference. The model can capture...
Persistent link: https://www.econbiz.de/10013134315
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Household financial services, financial literacy, and COVID-19 pandemic
Fujiki, Hiroshi - In: Applied economics letters 29 (2022) 7, pp. 615-618
Persistent link: https://www.econbiz.de/10013170998
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The importance of incentives in influencing private retirement saving : known knowns and known unknowns
Blundell, Richard W. (contributor);  … - 2006
Persistent link: https://www.econbiz.de/10003313349