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cars. Moreover, we show that such beliefs also influence household expectations about own income prospects, future access … Ricardian effects in household behaviour. We find that perceptions affect spending also among households that did not receive …
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We investigate the role and impact of household debt on the economic performance of the European economy during the … and 2013 to calculate regional indicators of household debt and property prices. The detailed information allows us to … household debt. Our analysis provides three main conclusions. First, in the period 2004-2006 the measure of credit shock was …
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Borrower-based macroprudential (MP) policies - such as caps on loan-to-value (LTV) ratios and debt-service-to-income (DSTI) limits - contain the build-up of systemic risk by reducing the probability and conditional impact of a crisis. While LTV/DSTI limits can increase inequality at...
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Key takeaways from our report: Counties with tourism-based economies were hit hardest. Rural and frontier counties experienced lower rates of unemployment. Most workers who lost jobs are looking for employment. More than 77 percent of Oregonians who were unemployed in June 2020 were looking for...
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the pandemic has determined the amount of household debt due to consumer credit in the V4 group, and thus the question … regression methods. The results of the study show that the Covid-19 pandemic has determined the level of household debt in the V4 … group and is not indifferent to household decisions regarding taking out consumer loans. Although the research is …
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