India launched the ‘Rashtriya Swasthya Bima Yojana' (RSBY) health insurance scheme for the poor in 2008. Utilising 3 … out-of-pocket spending, we did not find any significant impact on inpatient spending in level or as a share of households … consumption expenditure leading to approximately 0.2% point decline in total out-of-pocket as a share of households' consumption …