We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market …

We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … guarantees and loans to the riskiest borrowers. Mortgage-backed securities purchases by the Federal Reserve also supported the …

We study how intermediaries-mortgage servicers-shaped the implementation of mortgage forbearance during the COVID-19 … increased mortgage nonpayment but also reduced delinquencies outside of forbearance. Part of the liquidity from forbearance was …

moderating mortgage loan creation, and its effectiveness needs to be estimated empirically. This paper is unique in that it … analyzes the effect of LTV on mortgage lending, the direct channel of influence, using a large sample of banks in 10 Asian … show that economies with LTV polices have expanded residential mortgage loans by 6.7% per year, while non-LTV economies …

-changing regulation impacted mortgage lending and risk. Our paper uses changes in regulatory treatment discontinuities associated with …

from renting to owning using an FHA-insured mortgage. In addition to calculating the fraction of these borrowers whose FHA … their homeownership without the need for an FHA mortgage. Another 20 percent are either in their original home or have moved … but continue to use an FHA mortgage …

from the New York Fed's Consumer Credit Panel, a data source that makes it possible to observe new mortgage borrowers' long … “sustainability,” paying off their FHA first-time mortgages and remaining homeowners without the need for a subsequent FHA mortgage …

mortgage performance by property type, we find that the delinquency rate of commercial mortgages increases by approximately 3 …

This paper studies the impact of the global financial crisis (GFC) on home mortgage pricing strategies and the credit … throughout the GFC. Finally, it examines the relation of a bank's home mortgage sales to its mortgage price, pricing strategy and … the GFC, and the effect is strongly significant. Third, the effects of mortgage price and pricing strategy on mortgage …

We document that banks reduce supply of jumbo mortgage loans when policy uncertainty increases in their headquarter …