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behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher …
Persistent link: https://www.econbiz.de/10012892476
behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher …
Persistent link: https://www.econbiz.de/10012928343
behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher …
Persistent link: https://www.econbiz.de/10011975610
effects of such a macroprudential policy on mortgage and house price cycles. For identification, we exploit the universe of UK …-price correction), the 2014-policy strongly implies — via lower pre-correction debt — better house prices and mortgage defaults during …
Persistent link: https://www.econbiz.de/10012832639
Using a novel database that combines mortgage servicing records, credit-bureau data, and loan application information …
Persistent link: https://www.econbiz.de/10013225360
Using a novel database that combines mortgage servicing records, credit-bureau data and loan application information … higher rates. Finally, we examine longer-term solutions for identifying and resolving an estimated 2.8 million mortgage loans …
Persistent link: https://www.econbiz.de/10013236186
From 2011 to 2014, the Brazilian government conducted a heavily advertised major credit expansion program through government banks as part of its effort to stimulate the economy. Using administrative data on individual-level borrowing and spending, we find that the program led to a substantial...
Persistent link: https://www.econbiz.de/10013322757
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