factors). The decrease in our credit supply indicator, which is strongly correlated to the growth of outstanding loans …The paper estimates the effects on the real economy of the sharp reduction in the supply of credit following the 2008 … financial crisis. We develop a measure of local credit supply that is based on the market shares of the banks that serve a local …

data from the Credit Register at the Bank of Italy for the period 2007-2009, we find that women-owned firms faced a more …During the financial crisis banks faced liquidity shocks, and lending slowed down. The reduction in credit availability … needs; on the other hand, the tightening of credit supply was the result of banks' greater risk-aversion, difficulties in …