official authorities for various reasons, in financial development convergence. Using panel data from 156 countries over the … development convergence weakens, and eventually can turn out to be divergence. This finding suggests that policies addressing … show that higher informality is also associated with weaker income convergence across countries over time. …

Africa), income-levels (low, middle, lower-middle and upper-middle), legal-origins (English common-law and French civil …-law) and religious dominations (Christianity and Islam). We examine convergence in financial intermediary dynamics of depth … size respectively. We also provide the speeds of convergence and time necessary to achieve a full (100%) convergence …

-crisis period. Fourth, the net effect from the: pre-crisis period is lower on money supply and banking system efficiency; post …

study hypothesized that Fintech transmits directly to financial development among emerging Africa but indirectly through … bank-efficiency and financial inclusion among the frontier and fragile groups, respectively. Results from both the dynamic … the long-run through Fintech adoption. The study recommends the collaboration of Fintech with banks, improved bank …

The lower levels of financial inclusion and severe financial inclusion gaps in Africa motivates the investigation of … whether mobile phones, economic growth, bank competition and stability matter for financial inclusion. Data from 49 countries …. There was evidence to show that financial inclusion responds positively and significantly to shocks in bank competition …