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We use the introduction of a U.S. commercial credit bureau to study when lenders adopt voluntary information sharing technology and the resulting consequences for competition and credit access. Our results suggest that lenders trade off access to new markets against heightened competition for...
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see different forms of interaction between the different angles of the KT: between research and innovation (with a clear … past few years by instruments aiming at a higher quality of education), and between innovation and education (e.g. via …
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Big data technologies change the way in which data and human labor combine to create knowledge. Is this a modest technological advance or a transformation of our basic economic processes? Using hiring and wage data from the financial sector, we estimate firms' data stocks and the shape of their...
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We examine the effect of foreign institutional investors on firm innovation. Using firm-level data across 26 non …-U.S. economies between 2000 and 2010, we show that foreign institutional ownership has a positive, causal effect on firm innovation …. We further explore three possible underlying mechanisms through which foreign institutions affect firm innovation …
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using a database of 315 fintech and lawtech startups (with a total of 600 founders and 328 early joiners) in three locations …
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