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Housing investment : what makes it so volatile? : theory and evidence from OECD Countries
Quoc Hung Nguyen - 2010
Persistent link: https://www.econbiz.de/10008729318
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Borrowing constraints during the housing bubble
Barakova, Irina; Calem, Paul Seth; Wachter, Susan M. - In: Journal of housing economics 24 (2014), pp. 4-20
Persistent link: https://www.econbiz.de/10010471058
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The specification of mortgage availability in models of housing demand : theory and evidence
Smyth, David J. - In: The journal of economics 15 (1989), pp. 162-168
Persistent link: https://www.econbiz.de/10001250571
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Seniors’ Home Equity Extraction : Credit Constraints and Borrowing Channels
Moulton, Stephanie - 2019
choice of mortgage product. Ours is the first study to model the choice of reverse mortgages alongside other modes of equity … recovery period (2010-2015), we observe this relationship only for reverse mortgage borrowing, consistent with tightened … underwriting for forward mortgage loans …
Persistent link: https://www.econbiz.de/10012903634
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Home equity lending, credit constraints and small business in the US
Lastrapes, William Dean; Schmutte, Ian; Watson, Thor - In: Economic inquiry 60 (2022) 1, pp. 43-63
Persistent link: https://www.econbiz.de/10012796478
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Inflation of home appraisal values and the access to mortgage loans of credit constrained borrowers
Diaz-Serrano, Luis - In: International review of economics & finance : IREF 63 (2019), pp. 412-422
Persistent link: https://www.econbiz.de/10012322024
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Borrowing constraints and homeownership
Acolin, Arthur; Bricker, Jesse; Calem, Paul Seth; … - In: The American economic review 106 (2016) 5, pp. 625-629
Persistent link: https://www.econbiz.de/10011700318
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Borrowing constraints and housing market liquidity
Eerola, Essi; Määttänen, Niku - In: Review of economic dynamics 27 (2018), pp. 184-204
Persistent link: https://www.econbiz.de/10012041436
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House prices, home equity, and personal debt composition
Li, Jieying; Zhang, Xin - 2017
Using a monthly panel dataset of individuals' debt composition including mortgage and nonmortgage consumer credit, we … homeowners reoptimize their debt structure by using withdrawn home equity to pay down comparatively expensive short-term non-mortgage …
Persistent link: https://www.econbiz.de/10011747818
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Credit supply shocks, home purchase volume, and borrowing behavior
Conklin, James N.; Liu, Haoyang; Zhang, Calvin - In: Real estate economics 52 (2024) 2, pp. 486-513
Persistent link: https://www.econbiz.de/10014511507