This paper uses information on out-of-pocket housing cost and house price appreciation along with the geo-coded version of the Panel Study of Income Dynamics to consider the differences in the impact of these and other variables on the tenure choices of sample households across three time...

A primary motivation for promoting homeownership is the concept that owner-occupied housing can be an important means of wealth accumulation, particularly for those lower income and minority households that are able to purchase homes. With given data issues, however, it is difficult to assess...

Because of the significant growth in the number of Hispanic households in the United States, this article pools the 1998, 2002, and 2004 standard metropolitan statistical area samples of the American Housing Survey to compare the housing situations of Hispanic, African-American, and White...