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questions: i) How is homeownership and housing tenure distributed across the population along various socio … socio-economic groups? What is the impact of mortgage debt on access to homeownership and wealth accumulation, and on debt … residential mobility? iv) Is there a link between homeownership and wealth inequality? Between inequality in housing wealth and in …
Persistent link: https://www.econbiz.de/10012202943
risks in retirement. Our life cycle model captures these links in order to explain why homeownership in Germany is so low …. Our simulation results indicate that the public long-term care as well as the pension system reduce the homeownership rate …
Persistent link: https://www.econbiz.de/10012050806
We investigate the relationship between homeownership and life as well as housing satisfaction. Using panel data from … offsets the positive impact of homeownership. …
Persistent link: https://www.econbiz.de/10013165881
payments by owner-occupiers. We build a lifecycle model with uninsurable income risk and endogenous homeownership in order to …The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … analyze the role of three specific policies which discourage homeownership in Germany: an extensive social housing sector with …
Persistent link: https://www.econbiz.de/10011761605
, home-ownership subsidies keep the rental market small and the housing cycle affects aggregate consumption. Removing home-ownership …
Persistent link: https://www.econbiz.de/10012835957
We analyze Fannie Mae's experience with the Home Equity Conversion Mortgage product. From 1993-2010, Fannie Mae acquired 492,465 of these loans, representing 75% of the total market. During this period, prior to recent program changes, credit screening was not an element in the underwriting...
Persistent link: https://www.econbiz.de/10012945322
payments by owner-occupiers. We build a lifecycle model with uninsurable income risk and endogenous homeownership in order to …The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … analyze the role of three specific policies which discourage homeownership in Germany: an extensive social housing sector with …
Persistent link: https://www.econbiz.de/10012929253
We study the effect of age at arrival on immigrants' homeownership probability using a dataset representative of the …
Persistent link: https://www.econbiz.de/10013323107
support, we estimate an immediate and persistent increase in homeownership, with larger effects among those most financially … differences in subsequent years. Finally, effects on marriage and fertility lag homeownership. Altogether, the results appear to …
Persistent link: https://www.econbiz.de/10011927160
The homeownership rate in Germany is one of the lowest among advanced economies. To better understand this fact, we … evaluate the role of specific housing policies which tend to discourage homeownership. In comparison to other countries with … higher homeownership such as the United States, Germany has an extensive social housing sector with broad eligibility …
Persistent link: https://www.econbiz.de/10012862735