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Non-Recourse Mortgage Law and Housing Speculation
Nam, Tong-yob - 2020
Borrowers in states with non-recourse mortgage law face limited liability on their mortgage loans. We show that non …. We find that mortgage lending pricing does not fully reflect the higher risk in non-recourse states because the emergence …
Persistent link: https://www.econbiz.de/10012856960
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Recourse and (Strategic) Mortgage Defaults : Evidence from Changes in Housing Market Laws
Andries, Alin Marius; Copaciu, Anca; Popa, Radu; Vlahu, … - 2021
We study the impact of changes in recourse legislation on mortgage defaults. Romania provides us with an ideal … experimental setting to identify this impact. Using a large dataset of mortgage loans granted between 2003 and 2016, we exploit an …
Persistent link: https://www.econbiz.de/10013314687
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Housing real estate economics and finance
Li, Rita Yi Man - In: Journal of risk and financial management : JRFM 15 (2022) 3, pp. 1-3
Housing research is one of the hot topics in many countries. This paper provides a quick review of the housing economics research in the US, Sweden, Latvia, China, Corsica, and Italy published in this special issue. Bao and Shah studied the effects of home-sharing platforms in general and the...
Persistent link: https://www.econbiz.de/10013163696
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What did homeowners do with home equity borrowing? : contemporaneous and long-term effects
Sheng, Guo - 2021
Persistent link: https://www.econbiz.de/10012805461
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The study of the residential real estate market in the Republic of Kazakhstan
Auyezkhanuly, Azamat; Almagul, Manap; Akpanov, Aidos; … - In: Journal of real estate literature : a publication of … 27 (2019) 1, pp. 117-133
Persistent link: https://www.econbiz.de/10012416753
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Transaction-tax evasion in the housing market
García Montalvo, José; Piolatto, Amedeo; Raya, Josep Maria - 2019
Persistent link: https://www.econbiz.de/10012034169
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Can everyone tap into the housing piggy bank? : racial disparities in access to home equity
Conklin, James N.; Gerardi, Kristopher; Lambie-Hanson, … - 2022
mortgage equity withdrawal (MEW) loan products were denied. Black and Hispanic homeowners' applications were denied at even … with purchase and rate/term refinance mortgage applications. Controlling for loan and borrower characteristics commonly …
Persistent link: https://www.econbiz.de/10013455833
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Can everyone tap into the housing piggy bank? : racial disparities in access to home equity
Conklin, James N.; Gerardi, Kristopher; Lambie-Hanson, … - 2023
Persistent link: https://www.econbiz.de/10014445266
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What did homeowners do with home equity borrowing? : contemporaneous and long-term effects
Sheng, Guo - In: Journal of money, credit and banking : JMCB 54 (2022) 8, pp. 2445-2475
Persistent link: https://www.econbiz.de/10013466765
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Housing expenditure and overburden of households in EU countries
Zajacova, Janka; Zúbková, Mária; Stehlikova, Beata - In: Journal of economics studies and research : JESR 2023 (2023), pp. 1-16
Persistent link: https://www.econbiz.de/10014528543