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Introduction to cryptocurrencies and digital currencies -- Blockchain technology: the backbone of cryptocurrencies … -- Popular cryptocurrencies: bitcoin and beyond -- Digital currencies issued by central banks -- The economics of … cryptocurrencies -- Legal and regulatory challenges -- Security and privacy in the digital currency space -- Cryptocurrencies in …
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In this study, we provide a systemic perspective on central bank digital currencies (CBDC). We separate existing proposals for CBDCs into the perspective of new payment objects, made available by central banks to a broader public, and new payment systems, operated by central banks. From a...
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The COVID-19 pandemic has had a profound impact on payment systems and preferences around the world, reducing the use of cash in favor of digital payment instruments and accelerating the discussion around the need for a central bank digital currency. This article presents the digital payments...
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Dieses Büchlein erscheint in einer Reihe von Attac, einer globalisierungskritischen Nichtregierungsorganisation. Die Autoren setzen sich zum Ziel, ihren Leser*innen eine Einführung in finanztechnische Zusammenhänge zu vermitteln. Geld fassen sie dabei als gesellschaftliches Gut auf, das viele...
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Bargeld, Zinsen für Sparer, rein staatliche Währungen: Jahrhundertealte Gewissheiten des Geldes sind plötzlich passé. Wer spart, zahlt jetzt drauf. Münzen und Scheine verschwinden, bald auch durch Kryptowährungen, die staatlichem Geld Konkurrenz machen. Alexander Hagelüken, Leitender...
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Fintech presents unique opportunities for central banks. The rapid changes in technology that are transforming the … of financial technology and innovation. In the past, the invention of the banknote, the processing of payments through …: distributed ledger technology, new data analytics (artificial intelligence [AI] and machine learning), and cloud computing, along …
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