question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

effect of the reforms on overall credit supply, while at the same time documenting a substantial decline in borrower- and …

parameters affect bank credit supply …

increases credit supply. In my empirical strategy I compare banks with and without access to securitisation and exploit the ABCP …: banks use unlocked capital from the securitisation of consumer credit to propel C&I lending …

stressed credit markets and confirms their superior performance in explaining the behavior of Credit Default Swap rates for the …

While regulatory capital buffers are expected to be drawn to absorb losses and meet credit demand during crises, this …-cyclical behaviour to preserve capital ratios. By employing granular data from the credit register of the European System of Central … Banks, we isolate credit supply effects and find that banks with little headroom above regulatory buffers reduced their …

By examining the relationship between private credit growth and the possibility of credit risk while focusing on … international capital in 21 countries over the period 2000:1Q-2015:2Q, this paper shows that the impact of private credit growth on … credit risk is apparent under the high ratio of capital inflows, and its impact on credit risk in the seven Asian countries …

Some financial institutions can use internally developed credit risk models to determine their capital requirements. At … assess the degree of variance in credit risk estimates provided by multiple banks for a single entity. In line with the prior …, its industry and locations of the entity and contributing banks; banks report a higher deviation from the mean credit risk …