We analyse whether soliciting multiple ratings leads to lower syndicated loan spreads. Our results document that banks apply, on average, lower spreads to multi-rated firms. This effect depends on the reduction of information asymmetry about borrowers' creditworthiness (information production...

In this paper it will be shown that large banks have a lower deposit rate, offer more competitive prices and finally realize higher profitability than the small ones. Data cover Western European Banks as well as the United States during the period 1997-2008. Data source is O.E.C.D. Panel data...