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Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011294486
microfinance organization operating in Pakistan since 2001. Borrowers are encouraged to give any amount they wish to the …
Persistent link: https://www.econbiz.de/10011294300
analyses the impact of these interest rate caps on microfinance institutions. Introducing the taxonomy of soft, mezzo and hard … instrument to distinguish between the different service levels and industry environments in which microfinance institutions … of the informal credit sector, and furthering the microfinance institution's mission drift. In Pt. V. we also show that …
Persistent link: https://www.econbiz.de/10012922161
This paper uses a reduced form credit risk model to determine fair lending rates for micro-finance loans. A fair …
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Policy makers often decide to liberalize foreign bank entry but at the same time restrict the mode of entry. We study how different entry modes affect the interest rate for loans in a model in which domestic banks possess private information about their incumbent clients but foreign banks have...
Persistent link: https://www.econbiz.de/10010365898
The paper empirically investigates credit access and borrowing costs in Poland's rural financial market. We conduct an econometric analysis based on cross-sectional survey data including formal loans taken in the period 1997-1999. A hedonic regression of the effective interest rate, comprising...
Persistent link: https://www.econbiz.de/10009755212