inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

We study how monetary conditions change the supply by banks of mortgage credit to households. We exploit the widespread … presence of foreign currency mortgages in Hungary and study this country`s comprehensive credit registry. Changes in monetary … conditions not only affect the supply of credit in volume, but also in its currency and risk composition. Hence, we establish a …

reserve-rich banks’ credit supply is less sensitive to the monetary policy tightening compared to other banks. The effect …

develops a simple analytical framework to study the impact of central bank policy-rate changes on banks' credit supply and risk … increase. Credit market competition plays an important role for the interplay of monetary policy and financing s tability. When … framework to discuss the literature on how monetary policy affects the credit supply of banks, with special emphasis on low and …

margins, but credit and interest rate risk increase. Portfolio rebalancing implies relatively more lending, also compared to …

the introduction of a negative deposit facility rate by the European Central Bank led to an increased credit supply by … high-deposit financed banks. Given the importance of relationship banking, the extended credit is granted mainly by smaller … banks and via existing credit relationships to firms and households. Banks lend more often to indebted customers and to …