results suggest that an increase in short-term rate leads to an increase in the profitability of banks, while an increase in …-performing loan ratio, and cost to income ratio are also important determinants of the profitability of banks in New Zealand. Capital …The study investigates the relationship between monetary policy and bank profitability in New Zealand using the …

Banks are compensated primarily through the net interest margin (NIM), which is the difference between the interest … environment that has persisted since the Great Recession, banks can no longer lower the short-term rates paid to their depositors …. The loan losses suffered by many banks due to the financial crisis, coupled with the low interest rate environment during …

profitability. We also show that banking profitability is pro-cyclical and is positively related to the stock of performing loans …