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Can an interest-free credit facility be more efficient than a usurious payday loan?

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Can an Interest-Free Credit Facility Be More Efficient than a Usurious Payday Loan?

Salleh, Murizah Osman - 2012

Inefficiencies in mainstream credit markets have pushed selected households to frequent high cost payday loans for their liquidity needs. Ironically, despite the prohibitive cost there is still persistent demand for the product. This paper rides on the public policy objective of expanding...

Persistent link: https://www.econbiz.de/10013103820