: bankruptcy, foreclosure, eviction, and home sale. Rates of these adverse financial events peak around the time of disability … 0.81 percentage point (30 percent), and the likelihood of foreclosure and home sale among homeowners falls by 1 …

: bankruptcy, foreclosure, eviction, and home sale. Rates of these adverse financial events peak around the time of disability … 0.81 percentage point (30 percent), and the likelihood of foreclosure and home sale among homeowners falls by 1 …

constraints. During housing busts, longer selling times spill over into higher foreclosure risk, thereby magnifying the response …, the reverse occurs. Based on these insights, I consider a foreclosure reform that makes all mortgages full recourse, and I …