Banks provide risky loans to firms which have superior information regarding the quality of their projects. Due to … asymmetric information the banks face the risk of adverse selection. Credit Value-at-Risk (CVaR) regulation counters the problem … of low quality, i.e. high risk, loans and therefore reduces the risk of the bank loan portfolio. However, CVaR regulation …

The Legacy Loans Program (LLP) is an elaborate way of slicing the Federal Deposit Insurance Corporation's (FDIC … private investor can increase the value of the toxic loans through non-contractible investments, then the public equity stake …

affected, there are made changes of interest rate of monetary policy, of interest rates charged on loans and deposits, while … the banks’ bad debts are increasing. The year 2009 brought with it the decrease in the financial performances of the … credit institu-tions especially due to the constitution of provisions for the outstanding loans. The provisions exploded at …

securitise originated loans on financial markets, OTD banks lowered their credit standards. Thus, the OTD model proved …Focusing on shareholder value (SHV) maximising banks vs. stakeholder value (STV) maximising banks, we ask: Why do they … with the prejudice against STV banks, often described before the crisis as outdated and inefficient. …

-wilful defaulters. The wilful defaulting was mainly due to the expectation of the borrowers to write-off the loans and inefficient bank …

The main purpose of our work is to construct portfolio loss distributions of small and large loans in Argentina using … distributions of small loans are more symmetrical, concentrate mainly around the mean and are more stable over time. Likewise, they …

.nancing when the bank faces binding capital constraints and there is asymmetric information about the quality of its loans …-toassets ratio either by issuing equity or by selling loans in the secondary market.The results suggest that the correlation … structure of loan returns can have signi.cant in.uence on the cost of issuing equity since it a.ects the variance of a banks …

During the financial crisis banks faced liquidity shocks, and lending slowed down. The reduction in credit availability … raising funds, and a worsening in the creditworthiness of borrowers. However, banks do not pass on liquidity shocks to … borrowers to protect their core customers. Previous studies have shown that banks are less prone to lend to female firms than to …