Laidroo, Laivi; Männasoo, Kadri - In: Baltic journal of economics 14 (2014) 1/2, pp. 17-34
We investigate the association between banks' credit expansion and loan loss reserves on a panel of banks from 11 new … in banks' risk aversion being associated with a supply shift. As the existence of loan commitments may lead to … overlending, we expect that banks with a higher share of unused committed credit lines are more prone to subsequent increase in …