Currently, private trust in commercial banks declines as a consequence of today´s financial crisis. As past crises, e … in a New Keynesian framework with commercial banks in order to analyze the implications of a loss of confidence. In …

capture differences in credit market integration by variations in the cost for banks to grant credit for cross …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …