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Microfinance and multiple borrowing in Sri Lanka : another microcredit bubble in South Asia?
Tilakaratna, Ganga; Hulme, David - In: South Asia economic journal : journal of the Institute … 16 (2015) 1, pp. 46-63
Persistent link: https://www.econbiz.de/10011397814
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Shaping the New Financial System
Moretti, Marina; Narain, Aditya; Kodres, Laura E.; … - International Monetary Fund (IMF) - 2010
risks posed by individual banks but also, importantly, those posed by nonbanks and the system as a whole. The recent …
Persistent link: https://www.econbiz.de/10011123891
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Reexamining the empirical relation between loan risk and collateral: The roles of collateral characteristics and types
Berger, Allen N.; Frame, Scott; Ioannidou, Vasso - 2011
that banks require collateral from observably riskier borrowers (lender selection effect), while lower risk premiums arise …
Persistent link: https://www.econbiz.de/10010292211
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The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk
Berger, Allen N.; Cowan, Adrian M.; Frame, W. Scott - 2009
, primarily by community banks. The survey evidence suggests that the use of credit scores in small business lending by community … banks is surprisingly widespread. Moreover, the scores employed tend to be the consumer credit scores of the small business …
Persistent link: https://www.econbiz.de/10010292213
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What do premiums paid for bank M&As reflect? The case of the European Union
Hagendorff, Jens; Hernando, Ignacio; Nieto, Maria J.; … - 2010
acquiring banks value profitable, high-growth, and low-risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …
Persistent link: https://www.econbiz.de/10010292291
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Why do borrowers pledge collateral? New empirical evidence on the role of asymmetric information
Berger, Allen N.; Espinosa-Vega, Marco A.; Frame, W. Scott - 2007
An important theoretical literature motivates collateral as a mechanism that mitigates adverse selection, credit rationing, and other inefficiencies that arise when borrowers hold ex ante private information. There is no clear empirical evidence regarding the central implication of this...
Persistent link: https://www.econbiz.de/10010292292
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Tests of ex ante versus ex post theories of collateral using private and public information
Berger, Allen N.; Frame, W. Scott; Ioannidou, Vasso - 2010
Collateral is a widely used, but not well understood, debt-contracting feature. Two broad strands of theoretical literature explain collateral as arising from the existence of either ex ante private information or ex post incentive problems between borrowers and lenders. However, the extant...
Persistent link: https://www.econbiz.de/10010292349
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The safety and soundness effects of bank M&A in the EU
Hagendorff, Jens; Nieto, Maria J.; Wall, Larry D. - 2012
home country prudential supervisors and deposit insurance funding systems were stricter than the target's. For target banks …
Persistent link: https://www.econbiz.de/10010292358
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Foreign Bank Entry into Emerging Economies: An Empirical Assessment of the Determinants and Risks Predicated on German FDI Data
Wezel, Torsten - 2004
The paper investigates the factors crucial in the locational decisions of multinational German banks in selected … characteristics. Results indicate that FDI by non-banks exerted a strong pull effect on banking FDI flows, as did highly developed …
Persistent link: https://www.econbiz.de/10010295628
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Does co-financing by multilateral development banks increase "risky" direct investment in emerging markets?
Wezel, Torsten - 2004
The paper discusses the question of whether financial participation of multilateral development banks does prompt … private investors to inject more risky equity capital in emerging market banks. Using a theoretical model, it is stipulated …
Persistent link: https://www.econbiz.de/10010295629