This paper documents a positive relation between bank competition and the penetration of bank accounts at the municipal … of an additional branch by a bank who is already present in the local market. Our results suggest that competition policy …

This paper documents a positive relation between bank competition and the penetration of bank accounts at the municipal … of an additional branch by a bank who is already present in the local market. Our results suggest that competition policy …

This paper documents a positive relation between bank competition and the penetration of bank accounts at the municipal … of an additional branch by a bank who is already present in the local market. Our results suggest that competition policy …

We provide novel evidence that deposit competition incentivizes banks to securitize loans. Exploiting the state …-specific removal of deposit market caps across the U.S. as an exogenous source of competition, we document a 7.1 percentage point … deposits and a corresponding decrease in banks’ deposit growth. Our results are strongest among small and single state …

We study how deposit competition affects a bank’s decision to securitize mortgages. Exploiting the state …-specific removal of deposit market caps across the US as a source of competition, we find a 7.1 percentage point increase in the …

This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank … effects on savings, investment, and growth. …

Competition is claimed to be beneficial in development projects promoting micro and small enterprise finance although … how many MSE banking units optimally should be created and supported in a certain region. Our research aims at shedding … the overall program?s success: a strategy of building up several competing banking units targeted at MSE lending or a …

lack adequate financing, which hampers their growth. As a consequence, governments have implemented a number of programs to … factors they perceive as drivers and obstacles to financing SMEs. We also study to what degree competition and the … banks in both countries. In particular, banks have begun to target SMEs due to the significant competition in the corporate …

lack adequate financing, which hampers their growth. As a consequence, governments have implemented a number of programs to … factors they perceive as drivers and obstacles to financing SMEs. We also study to what degree competition and the … banks in both countries. In particular, banks have begun to target SMEs due to the significant competition in the corporate …

crisis due to their above-average lending. As of September 2020, their loan growth in business areas with high, medium as … well as low economic strength was on average higher than the market growth. Lending volumes also rose in almost all sectors … companies in the necessary technological adaptation processes (e. g. in digitalization and sustainability) through growth …