We study how deposit competition affects a bank’s decision to securitize mortgages. Exploiting the state …-specific removal of deposit market caps across the US as a source of competition, we find a 7.1 percentage point increase in the …

We provide novel evidence that deposit competition incentivizes banks to securitize loans. Exploiting the state …-specific removal of deposit market caps across the U.S. as an exogenous source of competition, we document a 7.1 percentage point …

Policy efforts to revitalise entrepreneurship and investment in Spain are key to generating growth and new jobs. The … government has a substantial reform program to make it easier to do business in Spain, which should in some cases be deepened … procedures, internationalisation needs to be fostered, and competition strengthened. In addition, the negative impact of the …

This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency. This suggests that measures to increase bank competition in the Chinese context are not detrimental to efficiency. … panel estimator framework to evaluate the sign and direction of causality between them. We observe no increase in bank …

This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency. This suggests that measures to increase bank competition in the Chinese context are not detrimental to efficiency. … panel estimator framework to evaluate the sign and direction of causality between them. We observe no increase in bank …

This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank …-interest revenue, and reduce both interest and non-interest costs. Furthermore, concentration appears to depress bank deposit interest … rates and raise both lending rates and the interest rate spread. This suggests that bank concentration might have negative …

competition of the banking industry in the Czech Republic during the period 2001–2009. We apply Panzar-Rosse model to estimate H … of banking competition in two sub-periods, 2001–2005 and 2005–2009, in order to investigate development of the … period, which is a necessary condition for sound evaluation of the competition level. While the market can be described as …

We study how banking competition may affect the stability of banking systems. We develop our study by expanding the … foreign ownership are associated to bank-based financial systems and financial underdevelopment. They also show that banking … credit and bank-based financial systems enhance banking fragility. Banking concentration is not a significant determinant …

We study how competition may affect the stability of banking systems. We modify the failure-determinant methodology to … concentration and foreign ownership are associated to bank-based financial systems and financial underdevelopment. They also show … that banking credit and bank-based financial systems enhance banking fragility. Banking concentration is not a significant …

of Lerner indices. Using a panel of 18,810 observations of the banking industries of Germany, France, Italy, Spain and … the Lerner index does not show an increase in the degree of competition within the EU, despite the liberalisation measures … index as an indicator of the degree of competition, and analyses its determining factors. Este trabajo analiza la evolución …