). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …

This paper analyzes the potential for fintech to facilitate cheaper and more efficient remittances, and to enhance … alliances between traditional and fintech operators, digital remittances can further reduce transaction costs and reach those … remote, low-income households in a timely and secure manner. A meaningful expansion of fintech remittances necessitates an …

have received only limited attention in the research literature. Most of the studies on FinTech-bank interactions conducted …While there is a fast-growing number of studies on FinTech, the relationships between technology companies and banks …), whereas this paper aims at clarifying when the most likely form of their interaction is cooperation and when competition. To …