than general entrants. The advantageous credit position enables recipients to increase their borrowing, used to finance …

than general entrants. The advantageous credit position enables recipients to increase their borrowing, used to finance …

The paper explores the relationship between ICT adoption and credit behavior for small and medium enterprises in India … variable estimation technique to account for any potential endogeneity between ICT adoption and credit behavior. We find that … better ICT usage enhances the likelihood of obtaining credit and the size of credit for these firms. Additionally, it …