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We analyze the effects of leadership in banking when oligopolistic competition exists in the market of deposits. We …. The results suggest that it induces high levels of deposits, of returns and of consumption for long-term depositors …. Moreover, leadership enhances financial stability and efficiency in banking. …
Persistent link: https://www.econbiz.de/10005786961
Analizamos los efectos del liderazgo en la banca cuando existe competencia oligopolica en el mercado de depositos. Estos efectos los evaluamos comparando el desempeno de sistemas bancarios que solo difieren en sus interacciones estrategicas. Especificamente, comparamos los resultados asociados a...
Persistent link: https://www.econbiz.de/10010628399
Persistent link: https://www.econbiz.de/10011985213
This paper examines whether there is a causal relationship between bank loans and deposits in the Vietnamese banking … system and the efficiency of the use of loans and deposits by the Vietnamese banks. In a country such as Vietnam, where inter …-bank money markets are relatively underdeveloped, one would expect a reasonably strong relationship between deposits and loans. A …
Persistent link: https://www.econbiz.de/10011996079
transfers in those banks understood as the excess of deposits from customers over loans given to them. The purpose of the … group deposits exceed loans and the phenomenon continues to grow and it has been observed in over three quarters of the …
Persistent link: https://www.econbiz.de/10012011821
I offer a macroeconomic perspective on the "Reserves for All" (RFA) proposal to let the general public use electronic central bank money. After distinguishing RFA from cryptocurrencies and relating the proposal to discussions about narrow banking and the abolition of cash I propose an...
Persistent link: https://www.econbiz.de/10012112080
that negative rates are less accommodative, and could pose a risk to financial stability, if lending is done by high …
Persistent link: https://www.econbiz.de/10011916877
I offer a macroeconomic perspective on the “Reserves for All” (RFA) proposal to let the general public use electronic central bank money. After distinguishing RFA from cryptocurrencies and relating the proposal to discussions about narrow banking and the abolition of cash I propose an...
Persistent link: https://www.econbiz.de/10011931926
I offer a macroeconomic perspective on the "Reserves for All" (RFA) proposal to let the general public use electronic central bank money. After distinguishing RFA from cryptocurrencies and relating the proposal to discussions about narrow banking and the abolition of cash I propose an...
Persistent link: https://www.econbiz.de/10011961435
We study how deposit competition affects a bank's decision to securitize mortgages. Exploiting the state-specific removal of deposit market caps across the US as a source of competition, we find a 7.1 percentage point increase in the probability that banks securitize mortgage loans. This result...
Persistent link: https://www.econbiz.de/10014545939