design should shapethe industry’s revised approach todelivering mainstream financial productsand services. For financial … capability to beimproved across the board, Vass posits,we need to consider the basic principlesof inclusive design and delivery …

appropriation. A product or process design that is modular with respect tointellectual property (IP) allows firms to better capture …

Design standards are carriers and creators of facts, enabling facts about product value to travel between groups, and … compared. However, when design standards are not consistent, facts about product value may not travel well, even when designs … in the nineteenth century, this paper demonstrates how inconsistent design standards (wire sizes) inhibited the travel of …