The infrastructure needed in developing countries, especially in rural areas, often makes providing state-of-the-art healthcare cost prohibitive. We describe a highly asynchronous service model for healthcare delivery that is inexpensive, at least compared to the usual implementation of...

This paper extends the tourist test model proposed by Rochet and Tirole (2011) by incorporating the government in order to take into account informality (understood as tax evasion in cash payments) and the net social cost of cash usage. These two elements are relevant in developing countries,...