Tišma, Sanja; Mileusnić Škrtić, Mira; Maleković, Sanja - In: Journal of risk and financial management : JRFM 14 (2021) 10, pp. 1-21
Cultural heritage has, for a long time, been considered a source of wealth and well-being for economies. Currently, considerable investments have been allocated for its renewal and maintenance that often surpass the budgets of owners, local communities, and other interested users. Cultural...
