This paper analyzes the determinants of bank mergers and acquisitions (M&As) from a bank-level perspective. The main … decision of merging, including the size of the bank, profitability, lending activities, liquidity, bank concentration, banking …

Using a unique dataset, which combines bank organizational variables, information on lending techniques, firms' credit … crisis period. Our main findings suggest that the variables shaping the organization of a bank in its lending activity to non …