Setiawan, Budi; Nugraha, Deni Pandu; Irawan, Atika; … - In: Journal of open innovation : technology, market, and … 7 (2021) 3, pp. 1-18
The integration of the financial industry and financial technology (Fintech) plays a pivotal role in increasing financial services reach and inclusion for the large unbanked population in Indonesia. Fintech adoption optimization expands the financial access to formal financial institutions,...