Mallinguh, Edmund; Zoltan, Zeman - In: Journal of risk and financial management : JRFM 15 (2022) 3, pp. 1-12
Access to formal credit remains critical for business operations, particularly for firms unable to generate sufficient funds internally. Using the World Bank’s Enterprise Survey dataset, 2018, we analyzed 230 Kenyan firms that applied for loans. These loans are sourced from banks (private,...