's credit decisions affect their future income. We use the bank's cutoff rule, which is based on the applicants' credit scores … acceptance increases recipients' income five years later by more than 10 percent compared to denied applicants. This effect is …

In this paper we examine credit market participation and financial vulnerability by income, making use of a large …, mainly as a result of slower debt repayment. Developments differed across income classes: the new borrowers were mainly … concentrated in higher income classes, while the slowdown in debt repayment was more pronounced for the middle and lower income …

bank bonds across economy-wide income quantiles in the euro area and various euro area countries. We find that neither the …

age of 30 and who have higher income. We also provide evidence of a positive selection into parenthood, whereby happier …

In normative public economics it is crucial to know how fast the marginal utility of income declines as income …, using a number of assumptions, we are able to estimate the elasticity of marginal utility with respect to income. We obtain …

The article assesses the economic condition of households in a time frame view (2000-2016) in the light of income and …