The authors demonstrate how regulation intended to control costs can exacerbate cost growth by subsidizing high-risk activities and firms at the expense of low-risk activities and firms.

This book discusses banking, insurance, and securities regulation, as well as issues in consumer finance and electronic commerce.

This study providesa comprehensive description of the global insurance industry and details the current state of international agreements that govern trade in insurance.

This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.

In response to heightened competition, the larger insurance companies and various insurance industry groups have become interested in the concept of federal chartering and regulation.

This study explains why financial services have for centuries been regulated to a greater extent than are most products that do not directly affect people's health or safety.

This study providesa comprehensive description of the global insurance industry and details the current state of international agreements that govern trade in insurance.

This book discusses banking, insurance, and securities regulation, as well as issues in consumer finance and electronic commerce.

This study explains why financial services have for centuries been regulated to a greater extent than are most products that do not directly affect people's health or safety.

This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.