In Andhra Pradesh, last autumn was marked by a very strong rise in the proportion of loans not repaid by borrowers of microcredit. Nicaragua, Morocco, Bosnia Herzegovina and Pakistan in particular saw comparable events. Their main causes are analyzed : two digit growth in the number of...

</titre> An increasing number of works on microfinance mention the social responsibility of private, public or mixed organizations which deliver microfinance services. Their social responsibility has to be understood as a supply of financial services which actually and efficiently comply with the needs...