Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …

better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement …

better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement …

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial …

Many Americans claim Social Security benefits early, though this leaves them with lower benefits throughout retirement … strategic survey about the lump sum. In other words, such a reform could provide an avenue for encouraging delayed retirement …

retirement patterns; the amounts of private pension and Social Security benefits that workers would receive at alternate … retirement ages; the prospective budget sets facing potential retirees from ages 60 to 68; and variation across pension plans in … retirement ages among workers in different pension plans in terms of differences in the economic rewards for deferring retirement …

cost savings has been to increase the age of eligibility for retirement benefits. In Canada, the March 2012 federal budget … retirement age reforms in Europe have erupted in large-scale protests and civil disorder. Concern exists that those exiting the … labour market before statutory retirement ages may suffer hardship before they can access public pensions. A CLSRN study …

unrealistic expectations of their retirement incomes. But apathy and indifference to pension planning (and personal finances in … the pension system and specific data on their own pension entitlements are lacking. Many people, as a result, might have … general) form a large barrier to improving people’s knowledge of the pension system and how it affects them. This paper looks …

DURING THE PAST half century, retirement income security in the United States has been based on a combination of social … security, employer sponsored pensions, and households’ own saving. Social security was intended to provide a retirement income … base. Pensions generated additional retirement income. Households’ own saving supplemented these sources. In many ways this …

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … probability to have such savings. Extraversion also positively effects the size of retirement related savings as does having an …