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Migration can serve as an outlet for employment, higher earnings, and reduced income risk for households in developing countries. The 2004–2005 Human Development Profile of India survey is used to examine correlations between the receipt of remittances from internal migrants and human...
Persistent link: https://www.econbiz.de/10011133273
Rural non-farm development plays a key role in generating employment in many developing countries. Clustering is an important industrial organization in the rural non-farm sector. Based on primary surveys of both urban and rural handloom weaver clusters in Ethiopia which took place in May/June...
Persistent link: https://www.econbiz.de/10010933117
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Evidence exists which shows growing disillusionment with and disinterest in agricultural-based livelihoods among the youth in Africa south of the Sahara. This disillusionment raises concerns for the future of agriculture for the developing world as it can lead to higher rural urban migration,...
Persistent link: https://www.econbiz.de/10010755491
Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm activities, and in many rural communities, secure, safe, and convenient savings and payment facilities hardly existed. In response to this situation, the Government of Ghana took...
Persistent link: https://www.econbiz.de/10008523828
Credit for investments that pay back in the medium to long term (three to five years or longer) is in short supply in rural areas. Credit unions and microfinance institutions (MFIs), which generally have better outreach than commercial banks in rural areas, typically provide only short-term...
Persistent link: https://www.econbiz.de/10008523832
Identity theft is a common crime the world over. In developing countries, the damage caused by identity theft and identity fraud goes far beyond the individual victim, however, and ultimately creates a direct impediment to progress, particularly in credit markets. Recent research reveals that...
Persistent link: https://www.econbiz.de/10008523833
Poor people in developing countries are vulnerable to a broad range of shocks that affect their livelihoods, including illness, accidents, and death as well as loss of assets such as animals, crops, and machinery. The poor are still predominantly rural, and their vulnerability is even higher...
Persistent link: https://www.econbiz.de/10008523836
Over the past three years, payment strategies for emerging markets have been revolutionized by the advent of a simple cell-phone-based payment service in Kenya called M-PESA (“M” for “mobile” and “pesa” for “money”). From a small-scale pilot program in 2006, M-PESA has become an...
Persistent link: https://www.econbiz.de/10008523841