indicate that not only small banks, but instate and more particularly one bank holding company banks devote more of their … assets to small business and farm loans. Banks owned by out-of-state holding companies do not. Low to moderately branched … banks are also active in these markets. In this respect the smaller, more simply structured bank may possess a relative …

Cost inefficiency of banks in many countries is quite high. Financial sector reforms in India are also aimed at … improving efficiency, productivity and profitability of banks via increased competitiveness. An assessment based on a fairly … general framework in the Indian context has found that cost inefficiency of domestic banks in the post-reforms period is not …

Earlier studies have documented that foreign banks charge lower lending rates and interest spreads than domestic banks … demonstrate that banks differ significantly in terms of portfolio composition and we attest to the “portfolio composition … hypothesis” by showing that, having controlled for portfolio composition, there are no differences in lending rates between banks. …

indicate that not only small banks, but instate and more particularly one bank holding company banks devote more of their … assets to small business and farm loans. Banks owned by out-of-state holding companies do not. Low to moderately branched … banks are also active in these markets. In this respect the smaller, more simply structured bank may possess a relative …

measures of profitability in the sector. They were indicating that the accumulation of assets eats into the incomes of banks in …

measures of profitability in the sector. They were indicating that the accumulation of assets eats into the incomes of banks in …

found among 8 lenders (including all foreign subsidiary banks). This paper also finds that the three largest domestic banks …