Purpose – Banks are the major suppliers of external funds for companies in China. The purpose of this paper is to … examine whether Chinese banks exercise effective monitoring over borrowers in two lending decisions, including loan interest …, the authors perform multivariate regression analysis to investigate whether banks adjust their loan interest rates and …

total of 25 banks operating in Nigeria. A multivariate constant coefficient regression model is adopted as the estimation … technique. The dependent variable in the model is quality of bank assets, proxied as the proportion of non-performing loans (NPL …) to total loans; while operating efficiency, profitability, asset liquidity, loans to deposits ratio, predictability of …

Reinvestment Act (CRA) is associated with how broadly banks define the assessment areas (AAs) within which they operate. Both are … analysis using a sample of 212 banks, observed in 2006. Findings – Qualifying lending and AA lending are found to be unrelated …. This is inconsistent with an ability of banks to gerrymander their AAs in order to tradeoff one regulatory standard against …

The Legacy Loans Program (LLP) is an elaborate way of slicing the Federal Deposit Insurance Corporation's (FDIC … private investor can increase the value of the toxic loans through non-contractible investments, then the public equity stake …

affected, there are made changes of interest rate of monetary policy, of interest rates charged on loans and deposits, while … the banks’ bad debts are increasing. The year 2009 brought with it the decrease in the financial performances of the … credit institu-tions especially due to the constitution of provisions for the outstanding loans. The provisions exploded at …

securitise originated loans on financial markets, OTD banks lowered their credit standards. Thus, the OTD model proved …Focusing on shareholder value (SHV) maximising banks vs. stakeholder value (STV) maximising banks, we ask: Why do they … with the prejudice against STV banks, often described before the crisis as outdated and inefficient. …

-wilful defaulters. The wilful defaulting was mainly due to the expectation of the borrowers to write-off the loans and inefficient bank …

The main purpose of our work is to construct portfolio loss distributions of small and large loans in Argentina using … distributions of small loans are more symmetrical, concentrate mainly around the mean and are more stable over time. Likewise, they …

Purpose -The purpose of this study is to examine the factors which affect loss provision for loans and investment in … Murabaha, Musharka, and Mudarabah for banks in the Gulf Cooperation Council (GCC) region. The effect of prior period earnings … provisions of banks are examined for the period 2000-2003. Design/methodology/approach -To test the factors that explain the loan …