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, granting loans to these companies is not at the same level as the importance they have in the economic sector, the banks being …
Persistent link: https://www.econbiz.de/10010631881
the credit is crucial for banks. Banks classify the risk through quantitative and qualitative indicators. Quantitative … indicators are much used by banks, but qualitative indicators are also considered in credit risk evaluation. Taken together, they … contribute to increase efficiency and decrease doubtful credit. Several issues arise in order to understand if risk evaluation …
Persistent link: https://www.econbiz.de/10004981887
2008 were associated with banks being significantly more likely to escape TARP. In addition, we find that larger publicly … traded banks with better accounting performance, the stronger capital ratios, and fewer troubled loans and other assets … exited early. Banks that raised private capital in 2009 were significantly more likely to return the taxpayers’ money early …
Persistent link: https://www.econbiz.de/10010599314
This paper finds that banks that offered lower opening bids were rewarded with significantly lower warrant repurchase … bias in negotiations, these are real transactions involving large sums of money. This paper finds that larger banks paid …
Persistent link: https://www.econbiz.de/10010599712
risk drivers. The choice of the credit risk drivers is inspired by the Merton (1974) model. Individual CDS liquidity and … different signals from liquidity based CDS spread changes than from business cycle or credit risk based changes. For the recent … financial crisis, we confirm that the steeply rising CDS spreads are due to increased credit risk. However, individual CDS …
Persistent link: https://www.econbiz.de/10010594699
showed both the central bank and the management of operating banks the directions for improving banking regulations and … researched the extent of the growth of the Georgian banks' creditability, the stability of their working results, the conformity … actually passed. The banks operate in accordance with modern market economy patterns in every respect. The cornerstones of the …
Persistent link: https://www.econbiz.de/10008765793
Persistent link: https://www.econbiz.de/10009293683
developing a better understanding of credit and its mechanisms. A rapidly growing strand of the literature views banks as facing …. This work explores the way banks in Colombia manage their balance sheet and sheds light into the dynamics of credit and … funding restrictions that condition their borrowing to a risk-based capital constraint which, in turn, affects bank lending …
Persistent link: https://www.econbiz.de/10010799001
a broad sample of firms. Descriptive and econometric results lend support to the traditional view that banks ask more … collateral, while the percentage of loans coming from foreign (public) banks has a negative (positive) impact. These latter …
Persistent link: https://www.econbiz.de/10010551950
system of our country. One of its effects was the Romanian banks' lending policies. Changes in lending policy content of … Romanian credit institutions can be seen by analyzing the structure and dynamics of domestic credit. …
Persistent link: https://www.econbiz.de/10010925857