A determination that the savings and loan associations surviving the 1985 Ohio Deposit Guarantee Fund crisis as independent thrifts have performed better than similar-sized Ohio thrifts because they have been able to contain costs, thereby improving their net worth through higher earnings.

An examination of the extent to which savings and loan associations in Ohio have chosen to exercise their expanded commercial lending powers in the 1980s, and an investigation of the impacts of this decision on their performance.

An analysis of the effects of local market structure on deposit rates, using a sample of depository institutions in Ohio.

While the main conceptual issue related to deposit insurances is the moral hazard risk, the main technical issue is inaccurate calibration of the implied volatility. This issue can raise the risk of generating an arbitrage. In this paper, first, we discuss that by imposing the no-moral-hazard...

This study explores the influence of supervisory powers and structure of a banking supervisor on the bank's risk-taking caused by the implementation of explicit deposit insurance (EDI). We explorethe data of publically traded 1,936 banks of 96 countries, from the Bank scope during 2002 to 2015....