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Do credit supply and unemployment risk matter for household saving? : evidence from Poland
Kłopocka, Aneta Maria; Wilczyński, Ryszard - In: Contemporary economics 15 (2021) 4, pp. 375-392
This paper contributes to the literature on the effects of uncertainty on household saving – a long-standing and … extensively explored topic yet leaving a number of issues inconclusive. It concentrates on the labor income uncertainty by … addressing saving against unemployment risk in terms of changes in credit supply and households’ financial wealth. Time series …
Persistent link: https://www.econbiz.de/10012802075
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Labor income profiles are not heterogeneous : evidence from income growth rates
Hryshko, Dmytro - In: Quantitative economics : QE ; journal of the … 3 (2012) 2, pp. 177-209
Idiosyncratic labor incomes are typically modeled either by stochastic processes with heterogeneous income profiles (HIPs) or restricted income profiles (RIPs). The HIP assumes that individual labor income grows deterministically at an unobserved rate and contains a persistent but stationary...
Persistent link: https://www.econbiz.de/10011756817
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Precautionary saving and the notion of ambiguity prudence
Berger, Loïc - In: Economics Letters 123 (2014) 2, pp. 248-251
This letter develops a set of simple conditions under which an individual is willing to save an extra amount of money due to the presence of ambiguity concerning his second period wealth. This extra precautionary saving motive is naturally associated with the notion of ambiguity prudence.
Persistent link: https://www.econbiz.de/10011041733
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Saving behaviour and earnings uncertainty: Evidence from the British Household Panel Survey
Guariglia, Alessandra - In: Journal of Population Economics 14 (2001) 4, pp. 619-634
-insure against uncertainty. Our results show that in accordance with this hypothesis, various measures of uncertainty based on …
Persistent link: https://www.econbiz.de/10005395995
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The determinants of savings rates in OECD countries: The role of private pensions
Gebeşoğlu, Pınar Fulya; Ertuğrul, Hasan Murat; … - In: Central Bank Review (CBR) 23 (2023) 1, pp. 1-7
The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates across countries remains to be an intriguing empirical question considering the complicated nature of the relationship between saving patterns and pension wealth. This paper...
Persistent link: https://www.econbiz.de/10014547825
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How effective homelessness prevention impacts the length of shelter spells
Goodman, Sarena; Messeri, Peter; O’Flaherty, Brendan - In: Journal of Housing Economics 23 (2014) C, pp. 55-62
Homelessness prevention programs intervene with households apparently in imminent danger of becoming homeless, and try to keep them housed. If they are at least partially successful, how do they change the average shelter spell of households actually becoming homeless? We use data from 2003 to...
Persistent link: https://www.econbiz.de/10010875234
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The determinants of savings rates in OECD countries : the role of private pensions
Gebeşoğlu, Pınar Fulya; Ertuğrul, Hasan Murat; … - In: Central Bank review / Central Bank of the Republic of Turkey 23 (2023) 1, pp. 1-7
The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates across countries remains to be an intriguing empirical question considering the complicated nature of the relationship between saving patterns and pension wealth. This paper...
Persistent link: https://www.econbiz.de/10014281529
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Means Tested Public Assistance and the Demand for State Lottery Tickets
Laitner, John - In: Review of Economic Dynamics 2 (1999) 1, pp. 273-290
Empirical evidence suggests that the poor spend a larger fraction of their income on gambling than the well-to-do. This paper shows that "means tests" for public-assistance eligibility could supply part of the explanation. Income support programs can distort private budget sets, conceivably...
Persistent link: https://www.econbiz.de/10005069645
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Voluntary Contributions to Personal Pension Plans: Evidence from the British Household Panel Survey
Guariglia, Alessandra; Markose, Sheri - In: Fiscal Studies 21 (2000) 4, pp. 469-488
In this paper, we use data from the British Household Panel Survey (BHPS) for the years 1992 to 1998 to study the determinants of saving in the form of voluntary contributions to personal pension plans (PPPs). We first estimate a probit model with selection for the probability of making these...
Persistent link: https://www.econbiz.de/10005509415
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Reprint of “How effective homelessness prevention impacts the length of shelter spells”
Goodman, Sarena; Messeri, Peter; O’Flaherty, Brendan - In: Journal of Housing Economics 24 (2014) C, pp. 101-108
Homelessness prevention programs intervene with households apparently in imminent danger of becoming homeless, and try to keep them housed. If they are at least partially successful, how do they change the average shelter spell of households actually becoming homeless? We use data from 2003 to...
Persistent link: https://www.econbiz.de/10011065357